A Handful Of Items Regarding Travel Insurance for Expatriates

Filed under : Camping, Cruising, Travel Tips

Expatriates may be classified in different types.  This could refer to visiting professors, independent contractors for the US army and even students studying abroad.  The common thread with these individuals is that they are going to be in the foreign destination long enough that they are expatriates, but they will also be there long enough to face any challenges that their new environment provides.

If you are working in another country whether you are a contractor or a visiting professor you will have a work permit.  In some cases this means that you would fall under the national healthcare plan, but you may not so be sure.  Falling under a national healthcare plan seems great since you don’t need to pay for hospital visits or other things, but when you first arrive at your destination you may want to have a travelers health insurance policy until you get that filed away.  This will be in order for you to be certain that you will have coverage.   Even if you don’t have a permit, you can surely apply for the national plan when you become a legal resident.

Having a national healthcare plan could be less expensive when compared to traditional insurance policies we are aware of here in the US.  One concern with national healthcare plan though is the long waits and the level of care is probably not what you are used to.  You may want to consider travel health insurance.  This includes senior citizen travel insurance and the cheapest annual travel insurance.

Some independent contractors for the military have been extended healthcare by the providers they work with, so it is probable that you may be able to get that coverage, based on what classification of job you are doing for them.

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